Depending on the state that they live in, seniors can benefit from a variety of social security benefits. However, those with a lower income may struggle to pay for healthcare, meals, and housing costs — all of which can quickly take a toll on older adults.
Some benefits that low-income seniors can apply for in California include medical services like Medi-Cal or Medicare, meals through Meals on Wheels, and legal aid through the Legal Services Corporation.
To obtain aid from this public insurance health program, seniors with limited income can check whether they qualify online. Those that need help paying for medical bills, medication, health checkups, and other related costs might qualify for free or low monthly premiums.
Seniors aged 65 and older can also qualify for the Medicaid program.
For seniors aged 60+ who are unable to cook at home or shop for groceries, meals on wheels can provide free meals for you and your spouse. Although they ask for a donation of $4.00 per meal, this isn’t required for clients without the means to pay for this. To schedule a meal service, you can dial 707-525-0143 for assistance.
For seniors with limited income, obtaining legal aid can be extremely expensive in many cases. Legal Services Corporation is a nonprofit organization that provides access to free legal services. It is geared towards those that live in households with annual incomes equal to or below 125% of the federal poverty guidelines.
Since locating programs that assist low-income seniors can be a challenge, you can also contact the Eldercare Locator and enter your specific zip code to find suitable services in your area. Another alternative is to chat with information specialists online or give them a call at 1-800-677-1116.
If you’re interested in learning about the benefits of life insurance for seniors, read on at Senior Strong.
William Rivers is an editor with a master’s degree in Human Services Counseling at Maine State University. He has more than 20 years of experience working in the senior healthcare industry.