What Vision Centers Accept Aetna?

Written By: Charlotte Senger
Reviewed By: William Rivers
Published: January 27, 2024
Last updated: February 23, 2024

Aetna Vision Preferred Plans offer comprehensive coverage, typically covering annual eye exams, prescription eyeglasses, and contact lenses, with specific allowances and co-pays depending on the plan.[1]

Members often have access to discounts on items such as nonprescription sunglasses and lens extras, even if these are not covered under the plan.[2]

The app provides easy access to plan documents, helps find in-network doctors, sets reminders for eye exams, and more.

Aetna offers a provider locator tool on their website, allowing members to easily find compatible vision centers near them.

The plan often offers discounts on LASIK and other specialty eye care services, though coverage extent may vary.

Aetna Vision Preferred members can use their benefits at online retailers like ContactsDirect and Glasses.com.

Finding the right vision center that accepts your insurance can be a daunting task. For those covered under Aetna, a leading insurance provider in the United States, the options are vast but require careful consideration. 

This comprehensive guide simplifies your search on what vision centers accept Aetna, providing detailed information on locating Aetna-compatible vision centers and preparing for your visit.

What Vision Centers Accept Aetna?

Many vision centers across the US accept Aetna insurance, but finding the right one for you depends on several factors. Here's a breakdown to help you navigate your options:

Aetna Vision Network:

  • Aetna offers its own vision network, providing access to in-network providers for potentially lower costs and covered services.

  • You can find in-network providers through Aetna's online provider directory at eyedoclocator.aetnavision.com.

  • Entering your zip code will bring up nearby in-network vision centers, including optometrists, ophthalmologists, and retailers like LensCrafters and Target Optical.

Verifying Coverage:

  • Even if a vision center accepts Aetna, your specific plan may not cover all services. Always call the provider beforehand to confirm their in-network status and what your plan covers for their services.

  • You can also contact Aetna directly through their website or by phone at 1-800-AETNA-40 (1-800-238-6240) to verify coverage for specific providers and services.

Beyond The Network:

  • You can still visit out-of-network providers, but you may face higher costs and potentially receive less coverage.

  • Aetna will still reimburse a portion of the cost based on your plan, but your out-of-pocket expenses will likely be higher.

  • Consider comparing costs and benefits between in-network and out-of-network providers before making your decision.

Fast Facts

Aetna Vision eye exams can detect early signs of diabetes, hypertension, and heart disease.

Understanding Aetna's Vision Coverage

Aetna's vision coverage, particularly through its Aetna Vision Preferred plans, offers comprehensive benefits designed for flexibility, convenience, and savings. Here's an in-depth look at what these plans offer:

Aetna Vision Preferred Plans

Aetna Vision Preferred plans are notable for their simplicity and ease of use.[1] The process typically involves locating a provider, scheduling an appointment, and using your benefits to start saving. These plans provide an extensive choice of providers, including over 77,000 vision providers across the country, ranging from neighborhood eye doctors to well-known retail chains like LensCrafters, Pearle Vision, Target, Sears, and JCPenney. Many of these providers offer night and weekend hours for added convenience. In addition, members can utilize in-network benefits to purchase eyewear online at ContactsDirect and Glasses.com.

Coverage Details: Eye Exams, Glasses, Contacts, And More.

Aetna Vision Preferred plans generally cover:

  • Eye Exams: Members typically get one eye exam per year with a $0 co-pay. Regular eye exams are crucial as they can detect early signs of health conditions like high blood pressure, diabetes, heart disease, and high cholesterol.

  • Eyeglasses and Contacts: There's usually a member cost for standard prescription eyeglass lenses, with a frames allowance ranging from $130 to $300. For contact lenses, members get an allowance from $130 to $150 per calendar year. The plan offers great flexibility, allowing members to choose any available frame and there's no limit on the brand of contact lenses prescribed by network providers.

  • Lens Extras: Eyeglass lens extras typically require an additional co-pay. For example, lenses with anti-reflective coating or made with above-standard materials usually have a co-pay less than $100. Progressive lenses can cost anywhere from $0 to $135.

Fast Facts

Aetna offers digital tools like cost estimators and a mobile app for easy plan management.

Tips For Getting The Most Out Of Aetna Vision Benefits.

Maximizing the benefits of your Aetna Vision plan is crucial for ensuring you get the best value and care for your eyes. Here are some key tips to help you make the most of your Aetna Vision benefits:

  • Understand Your Coverage: Familiarize yourself with the details of your plan. Aetna Vision Preferred plans typically cover one eye exam per year with no co-pay, standard prescription eyeglass lenses at a member cost ranging from $0 to $25 with a frame allowance, and a contact lens allowance per calendar year.

  • Use the Aetna Health App: Downloading and using the Aetna Health app can provide easy access to your plan documents, find in-network doctors, set reminders for eye exams, and more.

  • Schedule Annual Eye Exams: Make sure to schedule and attend your annual eye exams. These are crucial not just for vision correction but also for detecting early signs of health conditions like diabetes, high blood pressure, and heart disease.

  • Choose In-Network Providers: Utilize in-network providers to maximize your savings. In-network providers include well-known chains like LensCrafters, Pearle Vision, Target Optical, and more.

  • Take Advantage of Discounts and Offers: Aetna Vision Preferred members can enjoy discounts on items like nonprescription sunglasses, lens extras, LASIK surgery, and more.[2] Exclusive perks may include significant savings on complete pair purchases at certain retailers.

Alternative Vision Centers Accepting Aetna

If you are exploring alternative vision centers that accept Aetna insurance, consider the following:

  • Retail Chains: Many well-known retail chains like LensCrafters, Pearle Vision, and Target Optical accept Aetna Vision insurance. These centers often provide a wide range of eyewear options and convenient services.

  • Independent Providers: Aetna's network also includes a significant number of independent providers. These can offer more personalized services and may have unique eyewear options not available in larger chains.

  • Online Retailers: Aetna Vision Preferred members can use their benefits at online retailers like ContactsDirect and Glasses.com, allowing for convenient shopping from home.

  • Specialized Eye Care Services: For those requiring specific eye care services, such as LASIK or cataract surgery, many specialized providers within Aetna's network offer these services.

Finding Vision Centers That Accept Aetna

Understanding what vision centers accept Aetna and making the most out of your Aetna Vision benefits ensures optimal eye health and can lead to significant savings and convenience. With a wide network of providers, diverse plan options, and additional perks and discounts, Aetna Vision offers comprehensive coverage tailored to meet various eye care needs. Remember to review your plan details, take advantage of annual eye exams, and utilize the Aetna Health app for a seamless experience. By following these guidelines, you can enjoy the full spectrum of benefits Aetna Vision offers, keeping your vision health in sharp focus.

Our detailed guide explains the uses of Aetna Utilities Debit Card. Learn more by visiting Senior Strong and exploring our comprehensive resources.

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Charlotte Senger is a senior discount expert who handles all financial concerns and ensures that seniors are able to save money. She got her bachelor’s degree in Accounting from the University of Texas.
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