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Anthem Healthy Benefits: Maximizing Health Savings

Written By: Nathan Justice
Reviewed By: William Rivers
Published: May 11, 2023
Last updated: October 9, 2024

Maintaining a healthy lifestyle and saving money on groceries can go hand-in-hand when you choose the right products and adopt smart shopping strategies. In this article, we'll explore how you can maximize both your health and savings with Anthem Healthy Benefits Groceries.

Anthem Healthy Benefits Groceries is designed to help customers make better nutritional choices while still keeping an eye on their budget. This program emphasizes the importance of a balanced diet, focusing on whole foods, fresh produce, and nutrient-dense options that promote overall health and well-being.

How to Use Anthem Benefits Prepaid Card to Buy Healthy Groceries

The Anthem Benefits Prepaid Card is a convenient tool for purchasing healthy groceries while managing your healthcare and wellness expenses. Follow these steps to use your Anthem Benefits Prepaid Card for purchasing healthy groceries:

1. Understand Your Plan's Coverage

Before using your Anthem Benefits Prepaid Card, review your health plan details to determine which healthy groceries are eligible for purchase using the card. Coverage may vary depending on the specific plan, so it's essential to familiarize yourself with the terms and conditions. 

2. Locate Participating Retailers

Identify grocery stores and other retailers that accept the Anthem Benefits Prepaid Card. Many major grocery chains and pharmacies participate in the program, but it's essential to confirm acceptance before shopping.

 

You can typically find a list of participating retailers on your health plan's website or by contacting customer service.

3. Shop for Eligible Healthy Groceries

With your card in hand, visit a participating retailer and begin shopping for healthy groceries. Look for products that align with your health goals and are eligible for purchase using your Anthem Benefits Prepaid Card. Consider using the Anthem Healthy Benefits Groceries labeling system or similar resources to identify nutritious options.

4. Keep Track of Receipts and Documentation

When you make a purchase using your Anthem Benefits Prepaid Card, retain the receipt and any supporting documentation, such as prescriptions or itemized lists of eligible groceries. This information may be required for tax purposes or requested by your health plan for verification.

5. Use Your Card at Checkout

At the checkout, present your Anthem Benefits Prepaid Card as you would any other payment card. The card will automatically deduct the eligible expenses from your available balance. If your purchase exceeds the card's balance, you may need to cover the remaining amount using another form of payment.

Anthem Benefits Prepaid Card: What Grocery Items Can I Buy?

Keep in mind that it's essential to review your plan's terms and conditions to understand the exact items and restrictions applicable to your situation. Here are some general categories of grocery items that may be eligible for purchase with your Anthem Benefits Prepaid Card:

1. Healthy Food Items

Certain health plans may cover the purchase of nutritious food items, such as fruits, vegetables, whole grains, lean proteins, and low-fat dairy products. These items promote a balanced diet and overall well-being. Always double-check your plan's specific guidelines for eligible healthy food items.

2. Special Dietary Needs

If you have a medical condition that requires a specific diet, your Anthem Benefits Prepaid Card may cover grocery items that align with your prescribed dietary needs. This may include gluten-free products for individuals with celiac disease, low-sugar options for diabetics, or lactose-free dairy alternatives for those with lactose intolerance.

3. Over-the-Counter Medications

Just like a WellCare Flex Card, your Anthem card may be used to purchase eligible over-the-counter (OTC) medications, such as pain relievers, allergy medications, or antacids. However, these items typically require a prescription from your healthcare provider, even though they are available without a prescription to the general public.

4. Health and Wellness Products

Some health and wellness products, such as vitamins, supplements, and nutritional shakes, may be eligible for purchase with your Anthem Benefits Prepaid Card if they are deemed medically necessary. 

Frequently Asked Questions

  1. Can I use my Anthem Benefits Prepaid Card at any grocery store?

Not all grocery stores accept the Anthem Benefits Prepaid Card. It's essential to locate participating retailers before shopping. You can typically find a list of participating retailers on your health plan's website or by contacting customer service.

  1. Do I need a prescription to purchase over-the-counter medications with my Anthem Benefits Prepaid Card?

Yes, even though over-the-counter medications are available without a prescription to the general public, you will likely need a prescription from your healthcare provider to purchase them using your Anthem Benefits Prepaid Card.

  1. How do I know which grocery items are eligible for purchase with my Anthem Benefits Prepaid Card?

Eligible grocery items will depend on your specific health plan. Review your plan's terms and conditions to understand the exact items and restrictions applicable to your situation.

Bottom Line

Incorporating healthy choices into your diet while managing healthcare expenses can be made easier with the Anthem Benefits Prepaid Card. Understanding the eligible grocery items and locating participating retailers will help you maintain a balanced diet and support your overall well-being. 

For more tips, guidance, and support for seniors looking to live a healthier lifestyle, be sure to visit Senior Strong.

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Nathan Justice manages community outreach programs and forums that help many senior citizens. He completed a counseling program at the University of Maryland’s Department of Psychology.
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