If you're a senior citizen and your roof needs repair or replacement, you may wonder if any programs are available to help you with the cost. The answer is yes — there are a number of roof repair grants for seniors and other financial assistance programs available specifically for seniors.
In this blog post, we'll outline some of the most popular options so that you can take advantage of them and get your roof back in tip-top shape.
Roof Replacement Grants For Seniors
Here are the grants that can support seniors’ roof replacement:
1. Local And Statewide Roof Grants For Seniors
Contact your local government office and inquire about any programs available to help with roof repair or replacement costs. Many cities and counties offer grant programs for seniors who need assistance with home repairs, so it's definitely worth looking into.
You can also check with your state's housing and urban development department to see if any statewide programs are available.
2. Housing And Urban Development Grant
If you're 62 years of age or older, you may be eligible for a grant from the Department of Housing and Urban Development (HUD). HUD offers two different types of grants for seniors: the Community Development Block Grant (CDBG) and the Home Investment Partnerships Program (HOME). Both programs provide funding for seniors who need assistance with home repairs, including roof repairs or replacement.
To see if you qualify, contact your local HUD office or visit their website.
3. Private Roof Repair Grants For Seniors
Several private organizations offer roofing grants for seniors who need help with home repairs. Check out the following:
- Rebuild Together – a non-profit organization helping seniors afford necessary home repairs like roof replacements and energy efficiency upgrades. Visit their website to look for a local affiliate.
- Habitat for Humanity – a volunteer organization that provides free manpower and donated materials to help repair senior citizen homes. Check out an upcoming event in your area and send an application through their website.
- Roof manufacturers and distributors – some companies offer free roof replacements, such as upgrades to solar panels or free metal shingles installation, as part of their advertising campaign. Be sure to understand the full extent of the offer before agreeing to this.
4. Section 504 Home Repair Program
The USDA provides low-income families, including struggling seniors, access to loans and grants for home repair needs. Roof repair grants for seniors 62 and above are $3,000 and can be used for roof and other home repairs.
This grant is exclusively available for seniors living outside the USDA metropolitan area. To apply, visit the local USDA agency.
5. Home Energy Programs
Modernizing your home and making it more energy efficient involves replacing the roof. Several government agencies offer roof grants for seniors who can’t afford the full roof replacement cost.
- WAP or Weatherization Assistance Program - offers roofing grants for seniors for low-cost repairs and energy-saving measures. Get in touch with your local WAP provider, who will inspect your home and determine eligibility.
- LIHEAP or Low-Income Home Energy Assistance Program - is one of the government roof grants for seniors who only need to repair or replace part of a roof. Full roof replacement is not eligible for this grant. You can get this grant, though, to help manage energy bills.
6. House Preservation Grant
If you live in a rural area, you may qualify for the house preservation grant. It is intended for home repairs of low-income seniors and can be used to replace an old roof. To determine if you’re eligible and if one is available in your area, contact the local Rural Development Office for details.
7. Rural Repair And Rehabilitation Program
Another roof grant for seniors who can’t afford the cost of a full roof repair is the Rural Repair and Rehabilitation Program by the U.S. Department of Agriculture (USDA). There are grants and loans available through this program. Seniors can get up to $20,000 in loans and $7,500 in grants as long as they meet the eligibility requirements.
Application is easy through the local USDA chapter.
Fix Or Replace Your Roof Today With These Roof Grants For Seniors
Are you thinking of replacing or repairing your roof? You don’t have to worry about the cost of these due to roof replacement grants for seniors being available. Luckily, many government programs and non-profit organizations are designed to help seniors maximize their resources. Get in touch with one of these today and enjoy a new roof and a better home.
Learn about different government and private grants available to address various seniors’ needs in Senior Strong’s blog section.
William Rivers is an editor with a master’s degree in Human Services Counseling at Maine State University. He has more than 20 years of experience working in the senior healthcare industry.