Being a senior means that you can gain access to a lot of perks and benefits, such as senior discounts. However, this also means that you might be vulnerable to scams from Social Security or from fraudsters claiming to be from certain companies.
Reports of calls from American Senior Benefits are growing increasingly common. According to the company’s website, they claim that they do not call numbers on the Do-Not-Call list. To prevent these calls, you can register at the National Do Not Call Registry for free. The service does not expire and you won’t get calls from telemarketers.
Another measure you can take to prevent telemarketing calls is through your mobile carrier. AT&T, T-Mobile, and Verizon provide access to free blocking services that can block unwanted calls from occurring.
You can also report suspicious calls to the Federal Communications Commission, the Federal Trade Commission, and the National Consumers League Fraud Center.
American Senior Benefits is a legitimate company that sells insurance and retirement planning solutions, but it can be difficult to tell whether you are speaking to an employee of their company or whether you are speaking to a fraudster.
If you receive a telemarketing call from American Senior Benefits, avoid disclosing any personal information and giving any payment details over the phone. The person on the phone might employ threatening measures or offer discounts that may sound too good to be true.
Either way, you should hang up as soon as possible and make it clear that you don’t want to take any future calls. Giving out personal information can put you at risk, so it’s better to be safe than sorry.
For seniors who are interested in planning for the future, take a look at Senior Strong’s article on how to plan for retirement!
Irene Lefever is a senior advisor whose role is to make sure that senior citizens’ physical, mental, psychological, and emotional needs are catered to. Lefever got her degree in Multimedia Arts at the University of California, Riverside.