Understanding Common Personal Injury Claims

Written By: William Rivers
Reviewed By: William Rivers
Published: December 7, 2023

Managing an injury when someone else is to blame can profoundly impact your life. Regardless of the type of injury you sustained—from a car accident, dog bite, or horse-related activity—being informed about the claims process can make all the difference in your journey to recovery.

With so many diverse activities for recreation these days, the risk of personal injuries comes with all this excitement. Therefore, having a keen understanding of common personal injury claims is key if you or a loved one is injured and not at fault.

Moreover, having a reputable injury law firm on your side throughout the process can prove invaluable. As experts in the field, injury lawyers can help you navigate the legal landscape when something unfortunate happens. Continue reading for more information about common personal injury claims.

Car accidents

The roads that connect us to amenities can be both a marvel and a hazard and more commonly, car accidents become the most common cause of personal injury claims. In some states, like Florida for example, insurance operates under a no-fault model where the insurer is always covered regardless of who caused the accident. However, in cases of serious injury or exceeding insurance coverage, personal injury claims are common.

Dog bites

While laws vary between jurisdictions, most states can be quite stringent on liability laws for dog bites. If a dog bites a person in public or a private place, the owner of the dog has to own up for the resulting injuries and compensate the person who is injured. The strict law makes personal injury claims in the case of dog bites quite straightforward, which can be completely attributed to the negligence of the owner or the dangerous characteristics of the dog.

Medical malpractice

The US has a strong medical infrastructure, operated by a vast healthcare system. But even with all the advancements and associated perks, medical malpractice is quite common. From surgical errors to misdiagnosis, medical malpractice can manifest in many forms and any injury from such malpractice holds the healthcare professional accountable.

However, it is important to note that in case you are planning to claim compensation for personal injury due to medical malpractice, you must have concrete proof that directly ties the malpractice to the harm caused to the patient.

Product liability

In cases of harm or injuries from any product, like electronics, electrical appliances, or vehicle parts, due to their defective nature, this is covered under product liability. In such cases of personal injury, the manufacturers and distributors can be held accountable for the personal injury. To successfully claim compensation due to injuries from a faulty product, it is important to prove negligence by the manufacturer in the design or manufacturing process.

Slip and fall accidents

With an abundance of shopping centers, restaurants and theme parks, slip-and-fall accidents can be quite prevalent. Property owners are responsible for the safety of their guests and if you get injured due to their negligence, such as wet floors or uneven surfaces, you will have grounds to file a personal injury claim.

Premises liability

Beyond your traditional slip and fall injury claims, there are premises liability claims that cover a wide range of incidents that occur on someone’s property. From swimming pool accidents to assaults, any injury caused by the negligence of the owner of the premises can be considered under premises liability and gives hefty grounds for claims. Remember, proving that the owner of the property knew or should have known about a dangerous condition is key to a successful claim.

Wrongful death

Tragically, plenty of personal injury claims escalate to wrongful death claims. These claims arise when intentional actions or negligence lead to the death of an individual. In such cases, family members of the deceased can file for wrongful death claims.

In all the above scenarios, understanding the type of claim and gathering all the evidence to prove negligence or wrongdoing can be the ultimate key to a successful claim. With an experienced attorney by your side, personal injury claims can be quite easy.

In summary, personal injury laws can be quite straightforward if you start well with the basics. From simple slip and fall injuries to tragic wrongful deaths, knowing your rights will help you get the compensation you deserve. Being aware of potential risks and precautionary measures can save you from injury. And in case of a personal injury, remember your rights to deserving compensation.

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William Rivers is an editor with a master’s degree in Human Services Counseling at Maine State University. He has more than 20 years of experience working in the senior healthcare industry.
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