Humana provides medical coverage for more than 20 million people, with 5.1 million individuals enrolled in a Humana Medicare Advantage plan.[1]
The Humana Flex Card provides eligible members with financial assistance for health-related expenses, enhancing their ability to afford necessary healthcare services and products.
With the Humana Flex Card, individuals can use a flexible spending account (FSA) to cover eligible medical expenses.
Recently, Humana announced its expanded Medicare Advantage and Medicare Prescription Drug Plan program in 2024.[2]
Humana Flex Card is a healthcare benefits program that provides individuals access to a flexible spending account (FSA) to cover eligible medical expenses. Humana, the fifth-largest healthcare insurance provider in the United States, offers the program.
The Humana Flex Card substantially helps individuals and families save money on healthcare expenses while maintaining access to quality medical and senior care services. In this article, we'll examine the eligibility requirements of the card, as well as how to activate it. Read the article below to learn more.
As of 2022, Humana provides medical coverage for more than 20 million people, with 5.1 million individuals enrolled in a Humana Medicare Advantage plan.[1]
The Humana Flex Card, currently known as the Humana Access Spending Account Card, is a prepaid card that allows members to pay for medical expenses not covered by insurance. The card is available to Humana's health plan members and can be used to pay for medical services, prescriptions, and other out-of-pocket expenses.
The card is linked to a secure online spending account where members can easily access their funds to finance approved transactions and healthcare-related expenses.
Humana's new spending account card replaces its Healthy Options Card, Flex Cards, and OTC. With this latest, easy-to-use Visa® debit card, beneficiaries may enjoy numerous benefits, including:
Fast Facts
The Humana Flex Card, currently known as the Humana Access Spending Account Card, is a prepaid card that allows members to pay for medical expenses not covered by insurance.
To purchase the Humana Spending Account Card, beneficiaries must meet the following requirements:
Humana members who have flexible spending accounts (FSA), health reimbursement arrangements (HRA), or health savings accounts (HSA) are issued Humana Access cards. These cards can be used to pay for approved medical expenses at hospitals, diagnostic clinics, doctor's offices, and other eligible locations.
Applying for a Humana Flex Card is relatively straightforward. To obtain a Flex Card from Humana, follow the steps below:
When your plan is activated, the company will ship you a Humana Spending Account Access Card.
To use your Humana Spending Account Card, you must activate the Access card immediately after receiving it at your doorstep. There are three simple ways to activate your card: phone, online, or through Humana's mobile app.
To activate your card online, visit Healthy Benefits Plus™ and register your account. To register and verify your account, provide all necessary details, such as your card number, ZIP code, and birthdate.
You may also activate your card through Humana's Healthy Benefits+™ mobile app, a more convenient option. Download the free app available on Google Play or the App Store.
If you require assistance with your Spending Account Card activation from professionally trained support staff, you may contact Humana at 855-256-4620 (TTY: 711). To activate your card via the phone, enter your 16-digit card number.
To use the Humana Spending Account Card, follow these steps:
It's important to note that the Humana Spending Account Card can only be used for certain medical expenses, as the IRS defines. These include deductibles, copayments, prescriptions, and other out-of-pocket healthcare expenses. Always check the list of eligible expenses to ensure you use your funds correctly.
Through comprehensive plans and services, Humana aims to take a holistic in improving the health and lifestyle of its members, especially the elderly. Recently, they announced their expanded Medicare Advantage and Medicare Prescription Drug Plan program in 2024.[2]
“We put our members at the center of everything we do. Again this year, we spent a lot of time getting to know our members better and understanding what benefits matter the most to them. With affordability, stability and value top of mind, we expanded many of the most popular benefits to every single plan we offer, regardless of where the member lives,” says George Renaudin, Humana’s president of Medicare and Medicaid.
The Humana Healthy Foods Card is a pre-loaded debit card offered to eligible members of Humana's Medicare Advantage plans. For those interested in managing their healthcare finances effectively, it's essential to explore related financial tools like the Medicare Flex Card to ensure comprehensive healthcare coverage and financial security. The card contains the beneficiary's Healthy Options allowance, which enables them to pay for essential living expenses such as OTC products, groceries, pet food, rent, and more.
The Humana Healthy Foods Card can be used to pay for a wide variety of eligible expenses, which may include:
Fast Facts
Over 5.1 million people are enrolled in a Humana Medicare Advantage plan, which provides medical coverage for more than 20 million people.
Members can use the Humana Healthy Foods Card like a regular debit card at any participating grocery store or pharmacy. In addition, any merchants that accept Visa cards may also be able to process Humana Healthy Foods cards.
The Humana Flex Card is valuable for families and individuals who want to save on healthcare expenses without compromising their medical needs. With the Humana Spending Account Card, beneficiaries can reduce out-of-pocket expenses and save hundreds or even thousands of dollars annually.
Remember, the specifics can vary based on your individual plan and location, so it's important to refer to the materials provided by Humana for the most accurate and detailed information regarding your Healthy Foods Card.
You can activate your Humana Flex Card by following the instructions provided with the card, which typically involve calling a phone number or completing an activation process online.
The card can be used at various healthcare providers and pharmacies that accept Visa or Mastercard, depending on the network your card is associated with.
The card is generally used for eligible healthcare expenses, which may include copayments, deductibles, prescriptions, and other medical costs, depending on your specific plan.
No, the Humana Flex Card is intended solely for eligible healthcare-related expenses and should not be used for non-medical purchases.
You can check the balance by logging into your Humana account online, using the Humana mobile app, or by calling the customer service number provided on the back of your card.
The Medicard Flex Card is also a fantastic choice for seniors looking to manage their healthcare expenses. Just like the Humana Flex Card, it provides valuable benefits to ensure seniors can save while maintaining their medical needs.
If you require traveling for medical treatments, read this article from Senior Strong on senior discounts for airlines to reduce medical-related travel expenses. Save money on your next trip!
