Home Depot Senior Discount: How It Works

Published: September 2, 2023
Last updated: December 21, 2023
Home Depot Senior Discounts

Retirement offers us a lot of time on our hands, and what better way to use that time than for some DIY projects? There are many productive activities for seniors, and building something on their own is a great way to discover new passions. 

Everyone thinks of Home Depot when it comes to DIY projects. So it’s only natural to wonder if there’s a Home Depot senior discount. After all, we all want to save as much as possible, right?

Unfortunately, Home Depot doesn’t offer a senior discount. But before you dismiss the DIY store, let’s take a look at the different discounts and deals available and how seniors can take advantage of them. 

Alternatives To Home Depot Senior Discount

Even if there’s no senior discount at Home Depot, there are many alternative ways to save when you buy decorating materials or hardware tools from the store. 

Home Depot’s Military Discount

Veterans and active duty members, together with their spouses, can enjoy a 10% discount at Home Depot any time of the year. Unfortunately, the discount doesn’t extend to other dependents or dishonorably discharged veterans. 

The military discount has a limit of $400 annual discount received, which resets every calendar year. It’s valid for most items except for services, fees, and certain commodity products like wire, lumber, or building materials. The discount can’t be combined with other deals and promotions.

You need to register and set up an account to access the discount. Visit the Home Depot’s website or use their mobile app to enroll in an account and follow the instructions to verify your military status. The discount applies whether you purchase in-store or online. If purchasing in-store, present the virtual ID from the Home Depot app to receive the discount. 

Home Depot Loyalty Program

You can join the Pro Xtra Loyalty Program if you frequently shop at Home Depot. Joining is free; you only need an email, password, and other essential information to sign up. There are many perks to the Pro Xtra Loyalty Program, which justifies not having a separate Home Depot senior discount. 

Check these out:

  • Volume Pricing: Save money by getting a quote on all the materials you need for your project
  • Personalized Offers: Get exclusive offers on various products and services 
  • Paint Rewards: Save 20% on paints, stains, and primers

You also get freebies and extra vouchers for signing up for the program. Check with your local Home Depot store for the current freebies available.

Home Depot Price Match Guarantee

If you find that a competitor has a lower price than Home Depot, simply bring the ad (printout or photo of the item) to the register when you pay, and Home Depot will match the lower price. If you’ve purchased online from a competitor, show the purchase to Home Depot, and they’d also match the price, including the shipping cost. 

This price match guarantee ensures you get the lowest price possible for the materials for your project. Make sure to research and check out competitors when purchasing items to take advantage of this program's savings. 

Home Depot Credit Cards

Home Depot has specific credit cards to help its customers finance massive purchases. These cards also come with rebates which can further give you savings for your projects. There are four main credit cards, namely:

  • Consumer: Get fixed discounts for purchases and access six-month financing on purchases $299 and up
  • Project Loan: Loan up to $55,000 for project materials without annual fees and fixed low monthly payments
  • Pro Xtra Commercial Revolving Charge: Gives Pro Xtra members extra perks like earning points 4x faster, additional payment flexibility, and low monthly payments

When considering applying for these cards, check out any additional signing bonuses and perks, such as store credits for new cardholders. 

Home Depot Gardening Club

Even if Home Depot doesn’t have a discount for seniors, they have a Garden Club that seniors who love gardening can join. It’s a way to connect with other like-minded individuals and learn how to grow a garden through their gardening workshops. Plus, members get rewards that they can use to save on their Home Depot purchases. 

Shop At Home Depot Even Without A Senior Discount

It may be sad to realize that no Home Depot Senior Discount offers you bigger savings. After all, many retail and supermarket chains like Fred Meyer offer a senior discount. However, as you can see from the list above, there are plenty of ways to save at Home Depot.

Not having a senior discount shouldn’t prevent you from enjoying the wide selection of goods at the store. If you’re thinking of doing home repairs, you may be interested to learn that housing repair grants are available for seniors. These grants will help you save tons of money, so be sure to check them out.

William Rivers is an editor with a master’s degree in Human Services Counseling at Maine State University. He has more than 20 years of experience working in the senior healthcare industry.
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