For senior citizens thinking about becoming Americans, there are many benefits for senior American citizenship. Typically, those aged 50 and older are considered to be senior in terms of age. However, the earliest that an American citizen can apply for social security benefits is at the age of 61 and 9 months.
At the age of 62, you can expect to receive your first social security benefits. Other benefits you can expect to receive depending on your age and qualifications include healthcare benefits, retail savings, tax deductions, and travel benefits.
As you age, you’ll probably experience more aches and pains than you did when you were young. The good news is that there are Medicare savings programs for senior American citizens that can help cover costs that aren’t covered by federal aid. PACE is also offered to those living in service areas and those who are aged 55 and over.
Depending on where you shop, you may be able to avail of senior discounts from certain retailers. Some drug stores and optical stores offer savings if you’re on Medicare or an AARP member. This includes Rite Aid, Walgreens, and LensCrafters.
Seniors who are aged 65 and older can claim larger tax deductions and have higher brackets. However, tax breaks can vary significantly depending on the state in which you live.
Senior American citizens can also gain exclusive travel and recreation discounts, such as the National Parks Annual or Lifetime Senior Pass. It’s a great option for those who love exploring the outdoors.
Before you become a senior, it pays off to research potential savings that you can avail of in your state. You can often gain cheaper access to retail, housing, and medical services that can make it more affordable for you to live your best life as you age.
To help you plan for your retirement, read more at Senior Strong for some tips and tricks you should keep in mind.
Irene Lefever is a senior advisor whose role is to make sure that senior citizens’ physical, mental, psychological, and emotional needs are catered to. Lefever got her degree in Multimedia Arts at the University of California, Riverside.