What Stores Accept Healthy Foods Card

Written By: Nathan Justice
Reviewed By: William Rivers
Published: January 2, 2024
Last updated: January 10, 2024

In 2019, only about one in 10 adults met recommendations for fruit and vegetable intake, with differences by state, age, sex, race/ethnicity, and poverty-to-income ratio.[1]

The Medicare Grocery Benefit provides a monthly, quarterly, or annual allowance for eligible food and grocery items, including healthy foods such as fruits, vegetables, and dairy products.[2]

In the bustling marketplace of today, it's essential to understand where one can utilize various payment methods, particularly when it comes to nutritional necessities. One such method is the Healthy Foods card, a convenient tool providing easy access to wholesome food options.

In this comprehensive guide, we'll explore why stores accept Healthy Foods cards, assisting cardholders in maximizing their benefits.

Fast Facts

The Healthy Eating Index (HEI) for individuals aged 2 and older is 58 out of 100, indicating a diet that does not conform to dietary recommendations.[1]

Understanding the Healthy Foods Card by Humana

Introduced by Humana, the Healthy Foods card promotes healthier eating among its 20 million members, including 5.1 million Medicare Advantage members. Addressing the fact that only one in 10 adults met fruit and vegetable intake recommendations in 2019,[1] this card, functioning like a prepaid debit card, is preloaded monthly for purchasing qualifying food items, empowering members to make healthier choices and improve their overall well-being.

Practical Benefits of Using the Healthy Foods Card

Understanding What Stores Accept Healthy Foods Card

The Healthy Foods card is more than just a payment method; it's a tool that offers numerous practical benefits to its users. Understanding these benefits can help cardholders make the most of their card. Here are some key advantages:

  • Cost Savings on Grocery Bills:
    • The card is preloaded with funds, reducing the out-of-pocket expenses for groceries.
    • Helps in budgeting monthly food expenses, which is especially beneficial for seniors on fixed incomes.
  • Access to Nutritious and Healthy Food Options:
    • Encourages the purchase of healthier food choices like fruits, vegetables, and whole grains.
    • Supports a balanced diet, which is crucial for managing health conditions common in seniors.
  • Convenience in Shopping:
  • Promotion of Better Health and Well-being:
    • Facilitates a diet rich in essential nutrients, which can improve overall health and vitality.
    • Can contribute to better management of chronic diseases through a healthier diet.
  • Support for Special Dietary Needs:
    • Useful for purchasing specific foods required for special diets, such as diabetic-friendly or heart-healthy options.
    • Allows for the purchase of specialty items like gluten-free or lactose-free products.
  • Encouragement of Independent Living:
    • Empower seniors to make their own food choices, promoting independence.
    • Reduces reliance on external assistance for basic needs like food shopping.
  • Education on Healthy Eating Habits:
    • Using the card can be an educational experience, teaching users about healthier food choices.
    • Often accompanied by resources and guides on nutrition provided by the card issuer.
  • Community Support:
    • Many cards are accepted at local farmers' markets, supporting local agriculture.
    • Helps build connections within the community through the support of local businesses.

Seniors can enjoy these practical benefits by utilizing the Healthy Foods card, leading to a healthier lifestyle and improved quality of life. The card is more than just a financial tool; it's a gateway to better health and well-being.

Participating Stores That Accept Healthy Foods Card

The Healthy Foods card, supported by the Medicare Grocery Benefit, is accepted at numerous grocery stores nationwide, including major chains and local outlets. This benefit offers an allowance for healthy items like fruits and vegetables.[2] Cardholders need to know the participating stores to make the most of their grocery trips, ensuring access to a diverse range of nutritious food options.

Before heading out on a grocery trip, it’s essential to know what stores accept Healthy Foods card. Here’s a list of participating stores that accept Healthy Foods card.

1. Major Grocery Chains

A multitude of major grocery chains accept the Healthy Foods card. These include:

  • Walmart
  • Kroger
  • Safeway
  • Albertsons
  • Publix

These supermarkets offer a vast assortment of fresh produce, dairy, meat, and other essential food categories, ensuring cardholders have a wide variety of healthy options to choose from.

2. Local Groceries and Health Food Stores

Not limited to large chains, the Healthy Foods card is also accepted at many local groceries and health food stores. These outlets often stock a range of organic, gluten-free, and other specialty food items, offering an excellent selection for those with specific dietary needs or preferences.

3. Online Shopping

In this digital age, convenience is key, and the Healthy Foods card keeps pace by being accepted at a number of online retailers. Prominent examples include:

  • Amazon Fresh
  • Instacart
  • Walmart Grocery Delivery

4. Farmers' Markets

Many farmers' markets also accept the Healthy Foods card, providing cardholders with the opportunity to support local agriculture while enjoying fresh, seasonal produce.

Fast Facts

The card must be activated as the initial step. You can accomplish this by giving the number found on the card's back a call. You might be required to establish a Personal Identification Number (PIN) and be asked to verify your identity.

5. Meal Kit Services

Several meal kit services, such as HelloFresh and Blue Apron, accept the Healthy Foods card. These services offer pre-portioned ingredients and easy-to-follow recipes, making it simple to prepare balanced meals at home.

6. Convenience Stores

While not typically associated with healthy food, many convenience stores now offer a selection of nutritious items, from fresh fruits and vegetables to whole grain products, and accept the Healthy Foods card.

7. Specialty Stores

For those with unique dietary needs, specialty stores such as Whole Foods Market and Trader Joe's also accept the Healthy Foods card, providing a range of organic, vegan, and gluten-free options.

8. Pharmacies

Pharmacies such as Walgreens and CVS have significantly expanded their food offerings in recent years and now accept the Healthy Foods card, making it even easier for cardholders to access nutritious food options.

How to Use the Healthy Foods Card by Humana

How to Use the Healthy Foods Card by Humana

The Healthy Foods card by Humana is designed for ease of use, allowing cardholders to make healthier food purchases conveniently. This section will guide you through the process of using the card.

  • Activating the Card: The first step is activating the card. This can be done by calling the number provided on the back of the card. You'll be asked to confirm your identity and may need to set a Personal Identification Number (PIN).
  • Understanding What You Can Buy: The Healthy Foods card is intended for the purchase of eligible food items. These include fresh fruits and vegetables, whole grains, lean proteins, and other healthy food options.
  • Shopping at Participating Stores: You can use your Healthy Foods card at any participating grocery store or online retailer. These include major chains like Walmart, Kroger, Safeway, and others.
  • Making a Purchase: When you're ready to check out, simply present your Healthy Foods Card as you would any other debit or credit card. If you're shopping online, enter the card information at the payment stage.
  • Keeping Track of Your Balance: It's vital to monitor your card balance to know how much you have left to spend. You can check your balance by calling the number on the back of your card or by visiting the Humana website.
  • Reloading the Card: The Healthy Foods card is automatically reloaded with funds each month, depending on your specific Humana plan. However, it's important to note that unused funds may not roll over to the next month.

Using the Healthy Foods card by Humana is a straightforward process, but it's always a good idea to familiarize yourself with the guidelines and keep track of your spending. This allows you to maximize the benefits of the card and make healthier food choices more easily.

Fast Facts

The Healthy Foods card offers a convenient way to access a variety of nutritious food options.

Comprehensive List of Food Items Eligible for Purchase with the Healthy Foods Card

The Healthy Foods card offers a convenient way to access a variety of nutritious food options. Below is a detailed list of food categories and specific items that you can purchase using the Healthy Foods card. This list is designed to help cardholders make informed and healthy choices while shopping.

Fresh Produce

  • Fruits: Apples, bananas, oranges, berries, grapes, melons
  • Vegetables: Leafy greens, carrots, tomatoes, cucumbers, bell peppers, broccoli

Dairy and Eggs

  • Milk and milk alternatives (soy, almond, oat milk)
  • Cheese (various types)
  • Yogurt (including Greek yogurt)
  • Eggs and egg substitutes

Meat and Poultry

  • Fresh chicken, turkey, and other poultry products
  • Beef (ground beef, steaks)
  • Pork (chops, tenderloin)
  • Fresh and frozen fish and seafood

Whole Grains and Bread

  • Whole grain bread, rolls, and tortillas
  • Brown rice, quinoa, barley, and other whole grains
  • Whole grain pasta
  • Oatmeal and whole grain cereals

Canned and Frozen Foods

  • Canned vegetables and fruits (low sodium, no added sugar)
  • Frozen fruits and vegetables
  • Canned fish and poultry (tuna, salmon, chicken)
  • Frozen meals (look for low sodium and healthy options)

Snacks and Healthy Treats

  • Nuts and seeds (almonds, walnuts, sunflower seeds)
  • Dried fruits (raisins, apricots, dates)
  • Whole grain crackers and rice cakes
  • Natural peanut butter and almond butter


  • Water and flavored water (without added sugar)
  • 100% fruit juices
  • Non-dairy milk alternatives
  • Herbal teas and coffee

Specialty Diet Items

  • Gluten-free products
  • Vegan and vegetarian options
  • Organic foods
  • Low-sodium and heart-healthy products

Baby Food and Products

  • Infant formula
  • Baby cereals
  • Jarred baby foods
  • Healthy snacks for toddlers

Other Eligible Items

  • Cooking oils (olive oil, canola oil)
  • Spices and herbs
  • Condiments and sauces (mustard, low-sugar ketchup)
  • Baking supplies (flour, baking powder, yeast)


The Healthy Foods card is a versatile and beneficial tool, accepted at a wide range of stores, both physical and online. Knowing what stores accept Healthy Foods card can save you from the hassle on your next grocery trip. From major supermarket chains to local farmers' markets, the card makes healthy eating more accessible than ever before.

Are you looking for smarter ways to cut grocery expenses every month? Check out Senior Strong’s guide on how to qualify for Social Security grocery allowance.

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Nathan Justice manages community outreach programs and forums that help many senior citizens. He completed a counseling program at the University of Maryland’s Department of Psychology.
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